Finance
FSA regulated retailer
Finance calculator
As a FSA regulated retailer we are obliged to make you aware of the following products.
Please call for further details or use the enquiry link below.
Finance sales APR from 7.9%*
At M J Warner we can offer extremely competitive rates through our partnership with Black Horse. With the backing of Lloyds Banking Group, Black Horse is the leading provider of finance at point of sale in the UK. Every year they help 1 million personal and business customers buy their car, motorhome, caravan or motorbike. Black Horse has over 50 years experience and is committed to customer satisfaction.
We can offer Hire Purchase or PCP (Personal Contract Plan) with rates as competitive as High Street lenders. Loans are very flexible meaning you can pay off some or all of the agreement at any time without penalties. We do not ask for proof of earnings and a decision is often given with minutes.
If you have the 'cash' to buy the vehicle outright you should still look at finance. Even if interest rates increase in the future your loan rate won't. It's fixed now for the complete term.
With your cash in the bank it's always there for emergencies and that 'rainy day'. If rates go up you'll earn more on it!
*Subject to acceptance and status
Enquire about Finance
GAP insurance £299
Competitive Rates
If your car is stolen (and not recovered) or written off in the next 3 years your insurance company will only pay out the trade value at the time - leaving you with potentially a huge short fall between the pay out and the car you now need to replace it with. GAP insurance covers that short fall, paying the difference between the insurance pay out and the invoice value that you paid for the vehicle.
Example:
Invoice value of the vehicle = £12,000 Insurance payout for total loss after 2 years = £8,000 GAP insurance cover = £4000
Cover costs just £299 for the full 3 years. That's just 27p per day.
Warranty cover from just £199
At M J Warner we prepare all our vehicles to the highest standards and hope that you have many years of trouble free motoring. Sadly it's a fact of life that things can still go wrong. As technology has advanced, vehicle components have become more and more expensive. Air conditioning units can exceed £1000 for the parts alone, as can turbos, catalytic converters and ABS units. The average gearbox is £2000+
We provide a 6 month/unlimited claim limit with each used vehicle we sell (vehicles up to 7yrs old/80,000 miles).
You have the option to extend this cover and to 12, 24 or even 36 months, starting at just £199.
What is peace of mind worth to you?
See the VW used car listing
Need a new car? Contact us today
contact used car sales
Our used VW car stock is carefully prepared and serviced to full VW specifications (with MOT) before sale.
Buy a quality used VW from M J Warner with complete peace of mind.